Mortgage Refinance
Refinance to a loan that fits you today.
Mortgage refinancing means moving your home loan from one lender to another. It can lower your repayments, secure a better rate, change your loan structure or free up cash through your equity.
- Access the equity in your home
- Change your loan term or structure
- Move to a more competitive rate
Is your loan still the right loan?
Your life changes over time. Your home loan should keep up.
The key idea with refinancing is to improve your position, whether that's reducing your monthly repayments, getting a better interest rate, switching between variable and fixed, or accessing cash through the equity you've built.
We'll compare options across multiple lenders and handle the switch for you, from application to settlement.
Four common reasons clients refinance with us.
Every situation is different. Here are the goals we help clients reach most often.
Cash out home equity
Draw on the equity in your property for renovations, a new vehicle, debt consolidation or a deposit on another property.
Change your loan term
Shorten your loan to pay less interest and own your home sooner, or extend it to lower your regular repayments.
Access a lower rate
Take advantage of more competitive rates in the market compared with your current lender, which could save you thousands.
Change your loan structure
Move from a variable to a fixed rate, or a different structure, once you have more equity and stability.
A loan that fits, without the legwork.
We support our clients through and through, from the first conversation to settlement and beyond.
Understand your goals
We'll take the time to understand your unique situation and what you want to achieve.
Provide you with options
We'll do thorough research, present a few suitable loan options and help guide your decision.
Get it sorted for you
Once you've chosen your preferred loan, we do the legwork to get it lodged, approved and settled.
Help you save
We'll stay in touch to make sure you still have the right loan as your situation changes, and try to save you money along the way.
Run the numbers before you apply.
Use our free calculators to estimate repayments, borrowing power and savings goals, then talk to us about real options.
Free calculatorsExplore more ways we can help.
We do what's best for our clients.
Whether you need a home loan, refinance, personal, car or business loan, or want to combine your loans into one, we'll help you get there.