tusharcosmic asked:


I am a trader of textiles,maintaining a good balance in my savings account and have a good credit history of more than one year. I am going to apply for a lot of credit cards as well as personal loans. What general precautions should be taken so that I may be able to get maximum number of credit cards and loans with good credit limits?

Jason

cynthia asked:


Any advice on how to get out of bad debt besides loans?

Louise

Jasmine B asked:


I have rather bad credit and need to learn how to somehow obtain a personal, unsecured loan for a good 8k. I have bad credit from when I was a much younger lady and to be perfectly honest, I gave up on it a long while back.

Christian

LibranJunkiee asked:


banks in malaysia fixed a 6.8% BLR(base lending rate). what is ‘flat rate’ and ‘daily rest basis’? how many types of interest rate do we need to add in for the personal loan?

Samantha

JJ 7 asked:


Over the past few years, I’ve received several offers from credit card companies, or companies like GE that are for personal consolidation loans.

I have no experience with something like this, but it seems it would be easier than paying separate credit cards, etc.

Can anyone tell me if these things have any hidden costs and if they are worth considering?

Laurie